tap2-headless
Tap2 Headless envisions a world where any app—whether a delivery service, field‑service tool, or retail storefront—can accept contactless payments instantly, securely, and without the burden of hardware. By decoupling the payment stack from device and vendor constraints, we give developers the freed
The Problem
• Zero‑Hardware, Zero‑Setup – Embed a lightweight SDK that turns any smartphone or tablet into a compliant NFC point‑of‑sale, eliminating the cost and complexity of dedicated payment terminals. • PCI‑DSS & Regulatory Ready – Built‑in compliance frameworks (PCI‑DSS, PSD2, HIPAA‑ready) reduce audit burden and accelerate go‑to‑market for regulated verticals. • Offline‑First & High‑Throughput – Transactions can be authorized and settled even in low‑connectivity environments, ensuring reliability for field techs, couriers, and transit operators. • Rapid Integration & Customization – API‑drive
Competitive Landscape
Specialized SoftPOS Technology Vendors
A second category comprises niche technology providers focused exclusively on software-based point-of-sale SDKs for contactless card acceptance. These competitors position themselves as "white-label" specialists, offering pre-certified payment applic
Device Ecosystem Captive Solutions
Major mobile device and operating system providers offer proprietary acceptance capabilities optimized for their specific hardware ecosystems. These solutions deliver excellent native performance and deep OS integration but inherently limit merchants
Traditional Hardware Terminal Providers
Legacy countertop and portable payment terminals represent the incumbent approach that software-only solutions must displace. While these devices offer proven reliability and established certification pathways, they impose significant capital expendi
QR Code and Alternative Contactless Systems
Camera-based payment systems prevalent in certain regional markets offer an alternative contactless payment method that circumvents NFC hardware requirements entirely. These solutions work on older devices without NFC capabilities and avoid complex E
Semi-Integrated Hardware Accessories
Audio-jack and Bluetooth-connected card reader peripherals represent a transitional technology that converts standard smartphones into payment terminals through external hardware dongles. While these solutions offer broader compatibility with older d
Manual Entry and Invoice-Based Solutions
Virtual terminals and card-not-present workflows offer fallback options for remote payment collection but carry significantly higher fraud rates, increased processing fees, and compliance burdens. These methods lack the cryptographic authentication o
Product Screens
Dashboard
Tablet
Desktop